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Products & Services

Product & Services

Merchant Bankcard Services
    1st Federal Financials, Merchant Bankcard program provides the resources, convenience, and service you need. 1st Federal Financial has the right programs, pricing and support to help your business with credit card processing needs.

    American Express
    Travel and Entertainment card is essential for all businesses. Amex cardholders have very high credit limits and spend more than the average credit card user. Amex cardholders also accumulate mileage points and insist on using their Amex card

    Discover
    These cardholders are very loyal to Discover and prefer this card over all others. Discover cards have a very rewarding cash back program and low interest rates for their users. Accepting Discover is a must for all merchants

E-Commerce Solutions
    1st Federal Financials e-commerce solutions allow merchants to sell securely from their Websites, enabling customers to purchase products or services online with their choice of credit card, ACH or electronic check. 1st Federal Financials Gateway products provides merchants with a choice of an online terminal to manually process transactions or an API to link with an existing shopping cart.

Check Serices
    Our check conversion / guarantee service virtually eliminates the risk of accepting checks. Our check guarantee program is very popular among retail businesses to offer their customers a multiple choice of payments. In today's competitive market having a check guarantee program is an important means of minimizing risk of accepting checks from your customers. Our check verification / guarantee service is a simple and economical way to help you increase revenues at your business.

ACH
    The ACH processing network will allow you to electronically debit and credit checking and savings accounts. We provide you simple to use, powerful, secure ACH tools that make getting paid easier for your business.

1st Federal Advance Funding
    AdvanceFundsPlus™ is an innovative program that puts working capital into the hands of small businesses today, based on expected future sales.

Prepaid Debit and Payroll Cards
    Many consumers and employers are replacing traditional credit cards and paychecks with pre-paid, re-loadable, debit cards. Unlike paper paychecks, employees can use prepaid debit / payroll cards to purchase goods and services, and can also receive cash at automated teller machines. Also, unlike direct payroll deposit, workers without bank accounts can receive their wages on the cards and don't need to use a check-cashing service. In the last decade, the payroll industry has experienced a tremendous increase in costs associated with processing checks. In an effort to save money on paper, printing and distribution costs.

1st Federal Leasing, LLC
    1st Federal Leasing, LLC, leases POS transaction terminals to many industries including; retail, wholesale direct mail, medical, dental and hospitality. Our management team continually seeks out new technology and industry developments to help you improve your bottom line.
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1st Federal Financial Inc is a registered ISO/MSP of Wells Fargo Bank, N. A., Walnut Creek, CA
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